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Indian Journal of Finance

ISSN: 0973-8711 Frequency: Monthly Peer Review: Double-blind Published since: 2007 Language: English
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Original Article

Open Access Original Article

Disbursement of Credit Under the SGSY Scheme : A Comparison of SHGs’ Swarozgaris and Individual Swarozgaris

Manpreet Arora1,  Swati Singh2

1 Assistant Professor, Department of Accounting and Finance, School of Business and Management Studies, Central University of Himachal Pradesh, Temporary Academic Block, Shahpur, Kangra - 176 206, Himachal Pradesh

2 Research Scholar, Department of Accounting and Finance, School of Business and Management Studies, Central University of Himachal Pradesh, Temporary Academic Block, Shahpur, Kangra - 176 206, Himachal Pradesh

Volume 10
Issue 11
Pages 54–63
Year 2016
Received: Sept. 24, 2015 Accepted: Oct. 10, 2016 Published: Nov. 1, 2016
Abstract

The development of the rural sector has always remained a priority for the government of a developing country. Growth of a country depends on the development of an individual. Therefore, in order to attain the goal of overall development, it becomes important for the government to concentrate on each and every sector of the economy. The rural sector of a developing country requires more attention than the urban sector as most of the population resides in rural areas. The government should make effective and productive steps for achieving the growth objective of the rural sector by initiating new policies and schemes. One of such initiatives taken by the government was the initiation of Swaranjayanti Gram Swarozgar Yojana (SGSY). Benefits of this scheme are received by the poor who can be divided into categories, that is, self help group (SHG) swarozgaris and individual swarozgaris. The purpose of the paper was to study whether the means between the two groups differ significantly or not. The study found significant difference between the means of credit disbursed to SHGs and individual swarozgaris.

Keywords Rural Development Self Help Groups SHG-Bank Linkage Programme Swaranjayanti Gram Swarojgar Yojana G00 G21 G210 O200
How to Cite

Manpreet Arora, Swati Singh (2016). Disbursement of Credit Under the SGSY Scheme : A Comparison of SHGs’ Swarozgaris and Individual Swarozgaris. Indian Journal of Finance, 10(11), 54–63. https://doi.org/10.17010/ijf/2016/v10i11/104918

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