Artificial Intelligence in Breach Detection : Need of the Hour for Password Management

Authors

  •   Nitin Bansal FMS-WISDOM, Banasthali Vidyapith, Newai, Tonk - 304 022, Rajasthan

DOI:

https://doi.org/10.17010/ijf/2026/v20i5/175258

Keywords:

artificial intelligence, password management, Generations Y and Z, password cracking, automatic threat detection.
JEL Classification Codes :M0, M1, O3
Publication Chronology: Paper Submission Date : August 20, 2025 ; Paper sent back for Revision : February 2, 2026 ; Paper Acceptance Date : March 20, 2026 ; Paper Published Online : May 15, 2026

Abstract

Purpose : The purpose of this study was to examine the role of artificial intelligence (AI) in strengthening the breach detection mechanisms and addressing emerging challenges in password management (PM).

Design/Methodology/Approach : The study adopted a quantitative research design and used primary data from 413 respondents from the National Capital Region, India. The partial least squares-structural equation modeling (Smart PLS-SEM) version 4.1.1.2 method was used to examine the moderating effect of AI on PM.

Findings : The study found that AI impacted password generation, automated threat detection, password reuse detection, user experience, password cracking detection, and password recovery, which led to PM.

Practical Implications : The study highlighted the need for organizations to integrate AI-enabled security solutions to proactively mitigate password-related cyber threats and data breaches.

Originality/Value : This paper contributed to the cybersecurity literature by emphasizing AI as a timely and essential solution for modern breach detection and effective PM in an evolving digital environment.

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Published

2026-05-15

How to Cite

Bansal, N. (2026). Artificial Intelligence in Breach Detection : Need of the Hour for Password Management. Indian Journal of Finance, 20(5), 77–96. https://doi.org/10.17010/ijf/2026/v20i5/175258

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