Gupta, Nancy, Rachita Rana, and Deepak Tandon. “Financial Literacy As a Moderator in Behavioral Biases and Investor Decisions”. Indian Journal of Finance 19, no. 5 (May 15, 2025): 79–94. Accessed October 19, 2025. https://indianjournaloffinance.co.in/index.php/IJF/article/view/175045.