01
Original Article
Open Access
Loan - Loss Provisions in Indian Banks : An Appraisal of Institutional Attributes
K. R. Pillai, Linsy Mathew
· pp. 7–19
DOI: 10.17010/ijf/2017/v11i10/118771
The financial systems of a nation, being the lifeline of its economy, are expected to have ample preparation to confront and mitigate any shock inherent in a market - driven business. Loan - loss provisioning is a systematic way of …
Keywords:
Indian Banks, Banking Provision, Loan-Loss Provision, Loan-Loss Reserve, Financial Performance, NPA, Distressed Loans, Banking Failure
02
Original Article
Open Access
Development of ITC E- Choupal Based Rural Financial Inclusion Model
Shikha Sharma, Sanjeev K. Sharma
· pp. 20–32
DOI: 10.17010/ijf/2017/v11i10/118773
It wouldn't be wrong if one says that India lives in villages. More than 70% of Indian citizens are located in rural areas. For India's economy to be strong, the rural India needs to grow. Financial inclusion is a crucial …
Keywords:
Rural Development, Financial Inclusion Intervention, E-Choupal, Information and Communication Technologies (ICTs)
03
Original Article
Open Access
International Trade Driven Growth Patterns in India, Pakistan, and Sri Lanka (1985 - 2015) : An Empirical Study
Tripti, Gargi Bandyopadhyay
· pp. 33–50
DOI: 10.17010/ijf/2017/v11i10/118774
The purpose of this study was to conduct a comparative analysis of the Marshall - Lerner condition in case of India, Pakistan, and Sri Lanka for the time period from 1985 - 2015. Also, the paper attempted to show an …
Keywords:
Balance of Payment, Marshall-Lerner Condition, Depreciation, Export Elasticity, Import Elasticity
04
Original Article
Open Access
Psychological Factors Contributing to the Financial Well-Being of an Individual : A Review of Empirical Literature
T. S. Shobha, Suman Chakraborty
· pp. 51–66
DOI: 10.17010/ijf/2017/v11i10/118775
Financial well-being is a yardstick for the measurement of individuals' financial security and their ability to make financial choices both in the present and future. Financial well-being in its perceptual nature is the most effective and reliable measure of the …
Keywords:
Financial Planning, Behavioural Finance, Personal Finance, Financial Well-Being, Financial Literacy