01
Original Article
Open Access
Multidimensional Financial Inclusion Index for the Scheduled Tribes of Kerala
Reshma K., Kanniammal K.
· pp. 8–23
DOI: 10.17010/ijf/2025/v19i4/174946
Purpose: The present study aimed to develop a novel financial inclusion index (FII) that could be applied to measure the level of financial inclusiveness of scheduled tribes of Kerala and to estimate and compare the degrees of financial inclusivity among …
Keywords:
multidimensional, financial inclusion index, weaker section, inclusive growth, scheduled tribes, Kerala
02
Original Article
Open Access
An Ensemble Classifier-Based Approach for Feature Selection and Prediction of Loan Approval
Narendra Singh Ranawat
· pp. 24–39
DOI: 10.17010/ijf/2025/v19i4/174947
Purpose: The current research addressed the challenges confronted by banks and financial institutions in processing loan requests. With an increase in the number of loans being requested, the risk of non-payment also increases. Thus, an accurate and reliable method was …
Keywords:
loan approval, machine learning, feature ranking, LightGBM, XGBoost, CatBoost, AdaBoost
03
Original Article
Open Access
Assessment of Market Performance and Influencing Factors of Indian Initial Public Offerings (IPOs)
Anshika Agarwal, Purushottam Kumar Arya, Harshal Patil, Vishal Kumar Laheri
· pp. 40–59
DOI: 10.17010/ijf/2025/v19i4/174948
Purpose: This study evaluated the short- and long-term market performance of Indian initial public offerings (IPOs) listed on the National Stock Exchange (NSE) between January 2019 and December 2022. The research aimed to assess sector-specific trends, the impact of institutional …
Keywords:
initial public offer, primary market return, secondary market return, market adjusted excess return, qualified institutional buyers
04
Original Article
Open Access
“Scan & Pay” : Developing a Conceptual Model on “Intention to Adopt” UPI Payment Apps by the Unorganized Retail Sector Using the Extended Valence Theory (EVT)
Arunangshu Giri, Wendrila Biswas
· pp. 60–68
DOI: 10.17010/ijf/2025/v19i4/174949
Purpose: Despite the government’s efforts to endorse a cashless economy, the adoption rate of digital payment methods, such as unified payment interfaces (UPI), remained low in the unorganized Indian retail sector. This research paper investigated positive and negative factors that …
Keywords:
UPI payment apps, unorganized retail sector, intention to adopt, EVT, NVIVO-15
